All kidding aside:

Look, everybody who understands this mess at all understands there are TWO THINGS that need to be done, first and foremost.  And these two things will go a very long way to setting us back on  the right path:

1) Re-institute Glass Steagall, or the equivalent so the banks can not operate as Hedge Funds with public money.

2) Run ALL DERIVATIVES through a transparent exchange, so that they can by tracked and accounted for and regulated.

Those 2 things will not solve all our problems.  But without them we are lost.  No exaggeration.

Everybody understands this.  Nobody is doing anything about it.

WHY?